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Investment

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We all want to build enough wealth to provide financial security and a comfortable lifestyle. Investing can be complex and there are many options to choose from, so it is important to seek professional advice.

Meeting your goals

A financial plan can provide direction and discipline. When making long-term plans the first step is to set out your financial goals, which means deciding what you want to achieve and by when.

Many people find it easier to identify short- and medium-term goals of up to five years. These may include buying a bigger home, acquiring an investment property, saving for your children's education or building a share portfolio. Long-term goals of five years, 10 years or beyond may be less precise, however they should also be reviewed regularly in response to changes in the markets, government legislation and your own situation.

We'll discuss your attitude towards the various risks and returns of investing to establish your risk profile. We'll look at your present financial position, including your total assets and debts. We'll also consider your career plans – in particular, how long you wish to work full-time – so we can estimate your future income and savings potential.

After determining your goals and risk profile, we will suggest different strategies and investments that will meet your needs. For example, superannuation may suit someone wishing to minimise their long-term tax liability, whereas if you are seeking high growth over a long period and are comfortable taking on more risk, you might consider a geared investment.

A comprehensive financial plan will also look at how you can use insurance to help protect your loved ones and your way of life in case of unexpected events.

To find out how we can help you build your wealth through smart investment strategies, call  02 6554 8287 or email us.

Important Information
This web page has been prepared by Financial Wisdom Limited ABN 70 006 646 108, AFSL 231138, (Financial Wisdom) a wholly-owned, non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124. Financial Wisdom advisers are authorised representatives of Financial Wisdom.

Information in this web page is based on regulatory requirements and laws, which may be subject to change. While care has been taken in the preparation of this document, no liability is accepted by Financial Wisdom, its related entities, agents and employees for any loss arising from reliance on this document.

This web page may contain general advice. It does not take account of your individual objectives, financial situation or needs. You should consider talking to a financial adviser before making a financial decision.